Calculator · Divorce & Marital Assets

Alimony buyout present value

Trading a stream of support payments for one payment today. This is the neutral starting number both sides negotiate around.

The support obligation

Monthly payment ($) Years remaining Discount rate (%/yr)What a safe investment earns over the payout period Buyout discount for certainty (%)Payors often pay less than full PV — support can end early on remarriage, death, or modification

Why buy out at all: the payor gets a clean break and no modification risk; the recipient gets money that can't stop when the payor loses a job, remarries, or dies. The negotiation is about who pays for that certainty.

Read alongside

Calculator: lump sum vs. structured QDROs: the full guide All QDRO guides